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Short Term Disability

Short-Term Disability
Helping protect your most important asset...your paycheck!
Short-Term Disability provides paycheck protection should an employee become sick or injured and unable to perform their job duties for a period of time.  Our flexible product allow clients to custom design a plan that is just right for their employees.

Highlights of Coverage:

  • Group and Voluntary Plans Available
  • Guaranteed Issue, Contingent Guaranteed Issue and Simplified Issue available based on case size
  • Maternity Benefits Included
  • Partial Disability Benefits Included
  • Spousal Coverage Available
  • On-the-Job Coverage Available
  • Coverage is Portable
  • Mental Illness can be covered
Benefit Options Available:
  • Benefit Period: 3, 6, 12 & 24 months
  • Elimination Period: 0/7, 7/7. 0/14, 14/14, 30/30, 60/60, 90/90
  • Income Replacement: 60% - 66%
  • Monthly Income Replacement Max: $5,000

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