Pan American Life Insurance Company

Prescription Drug Benefits
Click Here for access to information on your Prescription Drug Program including Network Pharmacy Locater and Printable Formulary Drug Booklet.

Members pay less than $10, $25 or $50 for Preferred Brand and Generic Drugs.  Not Preferred Drugs are discounted an average of 19% off the average wholesale price.  Mail order is available.
PPO Network Providers
Click Here to find a PPO Network Provider.  Quick and easy search for doctors, hospitals and specialists in your area.  Remember, using a network provider is never required.  You can use any provider you wish.  However, using a network provider will save you money.

NOTE: Please look at your ID card to verify that your plan includes the PHCS PPO Network.
Member Advantage Benefits
Annual Adult Wellness Test & Discount Lab Program

Member Advocacy Program

Other Useful Forms & Links
Pan American Life Medical Claim Form - Click Here
Accident Reimbursement Claim Form - Click Here
Pan American Life Death Claim Form - Click Here
Exclusions and Limitations - Click Here