Life Insurance

Life Insurance
The Right Choice to Protect Your Family
Our Life Insurance Options offer flexability and choice at the Employer and Employee level.  With both Group and Voluntary plans employees can get the coverage their faimilies need at the right price.

Highlights of Coverage:

  • Group and Voluntary Plans Available
  • Guaranteed Issue, Contingent Guaranteed Issue and Simplified Issue available based on case size
  • Spouse and Child(ren) Coverage Options
  • Products are Portable
Term Life Insurance:
  • 10, 20 & 30 Year Term Life Insurance
  • Elect $10,000 to $150,000 of Employee Coverage (Higher benefit amounts available with additional underwriting)
  • Spouse can elect up to $100,000 WITHOUT employee participation
  • Child(ren) qualify for up to $10,000
  • Accelerated Death Benefit Rider
  • Accidental Death Benefit Rider
  • Disability Premium Waiver Rider
Universal Life Insurance:
  • Flexible Plan Designs
  • Spousal, Child(ren) & Grandchildren coverage available WITHOUT employee participation
  • Guaranteed Minimum Interest Rate of 4% (subject to change)
  • Current Interest Rate is 5.25% (subject to change)
  • Policy Loan Available
  • Coverage is Portable
  • Income Tax Free Benefit
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