GAP Plans

Group Supplemental Out-of-Pocket Medical Expense Insurance

VBA Marketing presents a group comprehensive medical program designed to cover serious illness or injury that contains deductibles, co-insurance and co-payments for which insured's are responsible. The GAP plan has been specifically created to help cover these out-of-pocket expenses.

Note: Benefits and riders may vary by state and may not be available in some jurisdictions. Premiums will vary based on choice of benefit level, where applicable. Limitations and exclusions apply.

Highlights of Coverage

• In-Hospital Benefit
• Ambulance Benefit - Accident Only
• Outpatient Hospital Benefit
• Physician Office Outpatient Treatment Benefit (Optional)

Optional Riders

• Accident-Only Disability
• Accident and Sickness Disability Rider

Minimum Group Size: Required participation is 50% for groups of 99 or fewer eligible employees with a minimum of 5 or 10 lives (depending on state requirements); or 25% (with a minimum participation of 50 eligible employees) for groups of 100 or more eligible employees. Eligible employees, for participation purposes, include only those employees covered under one of the employer’s underlying medical plans. .